The plan was to enjoy football, enjoy coaching, enjoy making a difference. The best laid plans of mice and men... I thought I could genuinely help, I was an okay footballer, a half decent hospitality manager, with my basic coaching badge tucked under my arm, I thought it would be possible to help a talented bunch of individuals become more of a team, more of a force and achieve something to be proud of. I think I missed a few tricks. I never wrote 'believe' on an A3 piece

During the Covid lockdowns, I tried to do anything to keep my head above water. Universal credit was something, the part-time jobs were another, the mortgage 'holiday' yet another, but altogether still not enough. I've never been good with money. I don't know how I can keep going, except through relying on credit which is crippling me; It feels like I'm building my own debt mountain. I mount pebble on pebble, stone on stone and rock on rock. What will I do to get over it