During the Covid lockdowns, I tried to do anything to keep my head above water. Universal credit was something, the part-time jobs were another, the mortgage 'holiday' yet another, but altogether still not enough. I've never been good with money. I don't know how I can keep going, except through relying on credit which is crippling me; It feels like I'm building my own debt mountain. I mount pebble on pebble, stone on stone and rock on rock. What will I do to get over it